Blue Cross Blue Shield of Louisiana Health Insurance Plans for Individuals & Families
Moeller Life & Health Insurance represents the top 5 Health Insurance Companies in Louisiana, including Blue Cross Blue Shield of Louisiana.
Blue Cross Blue Shield of Louisiana offers many different types of Health Insurance coverage for individuals and families. Below is a list and description of each. Blue Max is Blue Cross Blue Shield'snearly all-inclusive individual major medical plan which facilitates in pay for covered ordinary medical expenses as well as hospitalization. It's features are Variety of deductibles BlueSenseBlue Max
Physician copayments
Prescription drug program
Wellness and preventive care
Maternity option
Lifetime protection of $5 million
Extensive network of doctors and hospitals
BlueSense provides new all-inclusive Blue Max coverage options with affordable premiums to aid you in wisely managing your healthcare costs where you can select from four clever new coverage choices that propose maximal coverage and minimal worry:
It's features are
Variety of deductibles
Physician copayments or no copayment
Prescription drug program
Accidental injury benefit
Rehabilitation sevices
Wellness and preventive care
Maternity option
Lifetime protection of $5 million
Extensive network of doctors and hospitals
BlueSaver
BlueSaver is Blue Cross Blue Shield'shigh-deductible health plan which contributes to your ability to supervise your health care. With BlueSaver coverage and a personalized health savings account (HSA) established in a financial institution, your catastrophic needs are covered while you form a financial cushion for your medical and non-medical needs.
It's features are
Choice of deductibles
Prescription drug benefits
Wellness and preventive care with no deductible (if network provider used)
Inpatient and outpatient coverage
Maternity option
Wide selection of doctors, hospitals and specialists
Nationwide access to your health benefits
BlueSelect
Blue Cross Blue Shield's BlueSelect proposes essential catastrophic coverage for enormous, unexpected medical expenses, such as hospital stays and surgery. In addition, BlueSelect provides numerous services that clients have told Blue Cross Blue Shield that they have desired, such as preventive and wellness care, prescription drug benefits and inpatient and outpatient rehabilitation benefits.
It's features are
PPO plans with a variety of deductibles
Prescription drug benefits
Covered surgery and hospital stays
Outpatient surgery and related charges
Preventive and wellness care
Accidental injury coverage
Inpatient and outpatient rehabilitation services
Member ID card recognized around the world
Lifetime protection of $5 million
Blue Value
Blue Cross Blue Shield'sBlue Value renders coverage for huge, unforeseen medical expenses, like hospital stays and surgery. A discount prescription drug program is attainable through participating pharmacies or mail order. Once your deductible is fulfilled, covered expenses are furnished at 80 percent of the admissible charge for care received from PPO physicians and hospitals. Covered expenses are paid at 60 percent of the admissible charge for care received outside the network.
It' features are
PPO plans with a variety of deductibles
Covered surgery and hospital stays
Outpatient surgery and related charges
Preventive and wellness care
Accidental injury coverage
Inpatient rehabilitation services
Outpatient rehabilitation option
Discount features such as dental, vision and hearing
Member ID card recognized around the world
Lifetime protection of $5 million
Variable Income Plan (VIP)
Blue Cross Blue Shield'sVariable Income Plan (VIP) supplements your regular health care coverage by giving you dollars per day for covered hospital stays. VIP is guaranteed renewable, with benefits reduced at age 65. Certain coverage restrictions apply.
Available Options
Preferred Plan (must be under 65): You can select a $250, $200 or $100 cash benefit for each inpatient hospital day.
Budget Plan (must be under 65): Choose $250, $200 or $100 cash benefit per hospital day, beginning on the third day of your hospital stay.
Seniors 65-80 Plan (for people between the ages of 65 and 80): You get a $100 cash benefit per hospital day, beginning with the third day of your hospital stay.
Cancer and Serious Disease Plans (CSD)
Blue Cross Blue Shield'sCancer and Serious Disease Plans (CSD) offer two options to fit your coverage needs and budget.
Covered Diseases Include:
Cancer (any type)
Diphtheria
Encephalitis (sleeping sickness)
Leukemia
Polio
Poliomyelitis
Rabies
Scarlet Fever
Sickle Cell Anemia
Small Pox
Spinal Meningtis (Meningococci)
Tetanus
Tularemia
HMO Louisiana
HMO Louisiana, Inc., a wholly owned subsidiary of Blue Cross and Blue Shield of Louisiana, provides a series of Point of Service (POS) plans which function s equivalent to an HMO plan, yet with a uncomparable advantage: the power to choose providers outside the network while still receiving reduced or limited benefits. Your primary care physician assists in organizing your health care necessities, yet you can enjoy direct access to network specialists without needing a referral.
It's features are
In-network and out-of-network coverage
Choice of four plans
Prescription drug benefits
Wellness and preventive care
Out-of-area dependent coverage
ID card recognized across the country
Freedom from paperwork
Moeller Life & Health Insurance is proud to serve Louisiana!!
If you prefer to receive a quote by phone, please give us a call & our Health Insurance expert & consultant will be happy to assist you in finding you the best possible protection at the best possible cost.
Thank you for visiting our site,
Bryon J. Moeller
Liscensed Authorized Independent Agent
of Blue Cross Blue Shield of Louisiana
(504)495-8320
(985)373-1009
Bryon@MoellerInsurance.net